April 15: What will you do with your tax refund?

As Tax Day looms, have you considered how you will spend your refund if you get one? If you’re like the majority of Americans, you’ll put it into your savings account, according to a survey from H&R Block (NYSE: HRB). Another 35 percent of those surveyed said they spend some of their refund on something practical, such as paying utility bills, buying groceries or funding home repairs. Thirty-one percent of consumers surveyed use refund money to pay off debt. Only 11 percent of those surveyed…